Denham Law supports policyholders across Washington State with complex insurance-claim disputes from delayed, underpaid or denied claims to bad-faith litigation. Our team has recovered significant results for homeowners and businesses and is preparing to bring that experience to communities throughout the Pacific Northwest.
Washington residents face a familiar set of insurance challenges after wildfires, wind and winter storms, burst pipes and flooding. When a claim is delayed, underpaid or unfairly denied, the financial and emotional toll can be severe. Denham Law focuses on first-party insurance claims and bad-faith disputes the work we do every day across the states we currently serve.
What we bring to Washington policyholders
Deep first-party insurance experience
Our practice handles delayed, underpaid and denied claims; fire, wind and water damage; and insurer bad-faith conduct. We know how carriers operate and how to hold them to account.
Proven outcomes, clear communication
From initial case review to resolution, we prioritize transparency and pace. We offer free consultations and work on a contingency-fee basis for property damage and personal injury matters, you don’t pay us unless we win.
Washington policyholder rights at a glance
Washington law gives consumers strong tools when insurers act unreasonably. Under the Insurance Fair Conduct Act (IFCA), RCW 48.30.015, first-party policyholders may seek damages, potentially up to treble, if an insurer unreasonably denies coverage or benefits. Washington’s Unfair Claims Settlement Practices regulations (WAC 284-30) also set explicit standards for prompt, fair investigations and settlements. Knowing these protections helps you spot when a delay, underpayment or denial crosses the line (Source:Washington State )
How we serve communities across Washington
We support clients statewide including Seattle, Tacoma, Bellevue, Everett, Olympia, Spokane and Vancouver, and rural communities that are often hardest hit by storms and wildfires. Wherever you are in Washington, our intake team will assess your claim and recommend the fastest route to a fair outcome.
Our track record
$20M+ recovered and 1,000+ property-damage clients served across our existing markets with testimonials that speak to responsiveness and results.
What we can help with in Washington
- Bad-faith insurance disputes and unreasonable denials
- Underpaid or delayed homeowners’, commercial property and landlord claims
- Fire, wind, hail and water damage claims
- Flood and storm-surge disputes
- Total-loss and additional-living-expenses issues
- Complex coverage disputes and appraisals
FAQs
Can I bring a bad-faith claim in Washington?
Yes. IFCA (RCW 48.30.015) allows first-party policyholders to sue for an unreasonable denial of coverage or benefits, and Washington’s WAC 284-30 regulations define unfair claims-handling practices. (Source: Washington State)
Do you charge any up-front fees?
No. For property damage and personal injury matters we operate on a contingency-fee basis and offer free consultations.
What kinds of claims do you handle?
We focus on delayed, underpaid and denied claims, insurer bad faith, and damage from fire, wind and water for homeowners and businesses.