J. Bart Denham, Esq. founded Denham Property & Injury Law Firm to represent people and businesses when an insurance company refuses to honor the coverage they paid for. From the firm’s Lexington headquarters, his practice centers on property insurance disputes, first-party litigation, and serious personal injury matters.
Bart Denham represents policyholders facing denied, delayed, and underpaid claims involving fire, water, wind, hail, tornadoes, roof damage, flooding, and other covered losses. His work also includes bad faith insurance litigation when an insurer’s conduct may support a claim beyond the underlying coverage dispute.
Bart’s background includes work as in-house counsel, property-loss litigation in Florida, and Of Counsel service with a Lexington personal injury firm.
Building a Practice Around Property Insurance Litigation
Bart earned a business degree at the University of Kentucky before law school, so his first legal position as in-house counsel for a medical device company seemed like a natural fit. The work gave him an early view of legal decision-making inside a business, but he wanted a more direct role in litigation and client advocacy.
He obtained his Florida license and joined a boutique firm in the Tampa Bay area focused on property loss litigation. There, he gained extensive experience with contested claims, policy interpretation, insurer defenses, and the practical demands of representing property owners after major losses.
Bart later returned to Lexington and served Of Counsel with a prominent personal injury firm. That experience broadened his litigation background before he founded Denham Property & Injury Law Firm to focus on representing policyholders and injured people.
As founder of Denham Property & Injury Law Firm, Bart has continued to center his practice on first-party insurance disputes. The firm represents homeowners and businesses when carriers dispute coverage, minimize the scope of repairs, delay payment, or deny claims altogether.
A Multi-State Practice
Insurance companies operate across state lines, but the laws governing insurance claims vary from state to state. Policy wording, claim-handling rules, bad-faith remedies, deadlines, and court procedures can change significantly from one jurisdiction to another.
Our attorneys are licensed in Alabama, Colorado, Florida, Kentucky, Montana, North Carolina, Tennessee, Texas and Washington.
His multi-state licensure supports the firm’s growing policyholder practice, particularly in catastrophe claims involving national carriers and state-specific insurance laws.
Kentucky Roots and Courtroom Experience
Bart is a Lexington native, and Kentucky remains the firm’s home base. He leads Denham Property & Injury Law Firm from its downtown Lexington office at 250 W Main St., Ste. 2650.
The firm’s Kentucky insurance claim representation includes disputes involving homeowners, commercial properties, storm losses, denied claims, underpaid estimates, and insurer conduct.
Based in Lexington, Bart represents policyholders throughout the state, including Fayette County, Louisville and Jefferson County, and Northern Kentucky. Depending on the claim and parties involved, those matters may proceed in Kentucky circuit court or federal court.
Bart builds property-insurance cases around the evidence that matters most: the policy, claim file, inspections, repair estimates, expert opinions, photographs, communications, and the carrier’s stated reason for denying or limiting payment.
Education, Professional Memberships, and Recognition
Education
- University of Kentucky, Bachelor of Business Administration in Marketing
- University of Kentucky J. David Rosenberg College of Law, Juris Doctor
Professional Memberships
- Kentucky Justice Association
- Florida Justice Association
A Legal Career Inspired by His Grandfather
Bart’s interest in becoming a lawyer began much closer to home. His grandfather, Glenn Denham, served as a Navy fighter pilot during World War II before practicing law for 52 years and serving as president of the Kentucky Bar Association.
His grandfather’s career showed Bart early on that practicing law could be both a profession and a form of service. Although Bart took a different path into private litigation, that family influence remained important to his decision to become an advocate.
Today, Bart applies that background primarily to policyholder disputes involving complex contracts, technical damage questions, and well-resourced insurers. His role is to make the dispute understandable and build the evidence needed to challenge the carrier’s position.
Clients have recognized that approach. In one review involving a disputed roof claim, Theresa M. described Bart as having “dogged determination and technical knowledge” while remaining calm and focused through a complicated process.
Outside the Office
Bart remains closely connected to Lexington and the University of Kentucky. He is a dedicated Kentucky Wildcats fan and a former Division I track and field athlete who still takes part in local road races.
When he is away from legal work, he enjoys spending time with his dog Skrt, who serves as the firm’s mascot and security detail.
Questions About Bart Denham and His Firm
What types of cases does Bart Denham handle?
Bart handles property insurance and coverage disputes involving fire, water, wind, hail, tornadoes, roof damage, flooding, and denied, delayed, or underpaid claims. He also handles serious personal injury matters. His insurance work includes litigation against carriers when negotiation does not resolve the dispute.
Does Bart Denham represent clients outside Kentucky?
Yes. Our attorneys are licensed in Alabama, Colorado, Florida, Kentucky, Montana, North Carolina, Tennessee, Texas and Washington, and Denham Property & Injury Law Firm represents policyholders across multiple jurisdictions. Because insurance law differs from state to state, the firm evaluates each claim under the law, policy language, and court rules that apply where the loss occurred.
How did Bart Denham become a property insurance lawyer?
After beginning his career as in-house counsel, Bart obtained his Florida license and joined a boutique Tampa Bay firm handling property loss litigation. That work led him to focus increasingly on policyholder representation, which later became a central part of the firm he founded.
Do I have to wait until my insurance claim is denied to contact a lawyer?
Policyholders may seek legal help before a formal denial. The firm can review disputes involving delays, requests for additional documentation, disagreements over the cause of damage, or partial payments that may not fully cover the claimed repairs.
Can you help if my insurance company already paid part of my claim?
Yes. A partial payment does not necessarily resolve the entire claim. The legal team can review the policy, the insurer’s estimate, payment calculations, the repair scope, and any remaining damage to determine which issues remain in dispute.
Does hiring an insurance lawyer mean my case will go to court?
Hiring an insurance lawyer does not necessarily mean a lawsuit will be filed. Some disputes are resolved through additional documentation, negotiation, or other claim procedures, while others require litigation.
What should I have ready when I contact the firm about a property claim?
Bring whatever you already have, including the insurance policy, estimates, photographs, denial or coverage letters, inspection reports, payment information, and important communications with the carrier. You do not need a perfectly organized claim file before contacting the firm.
Contact Denham Property & Injury Law Firm
If you are dealing with a denied, delayed, or underpaid property insurance claim, Bart and the Denham Property & Injury Law Firm team can review the policy, the damage, and the insurer’s position.
Call (859) 900-BART (2278) or request a free consultation online. The firm’s Kentucky headquarters is at 250 W Main St., Ste. 2650, Lexington, KY 40507.